Automobile accidents are the most prevalent type of personal injury case. This is not surprising considering that the National Highway Traffic Safety Administration ( also known as the NHTSA) reports that a car accident occurs every ten seconds. Miller and Falkner has helped hundreds of clients who were injured in automobile accidents recover compensation for their injuries. Our goal is to help our clients recover physically and financially from the personal injuries they suffered, or from the wrongful deaths of a loved one they endured as the result an auto accident.
The attorneys at Miller and Falkner want you to be more informed about the legal rights of people who suffer injuries as a result of someone else’s negligence in a motor vehicle accident in Kentucky or Indiana. We understand that being injured in a motor vehicle accident can cause serious stress and anxiety in clients. We also realize that medical bills or the decision when and how to return to work to support one’s family is a big part of this stress. At Miller and Falkner we have the experience to skillfully represent you with the close personal attention that you deserve. We will present your case with confidence, making sure that insurance companies or the jury fully understand the extent of your injury and suffering in order to obtain the compensation you are entitled.
Contact a personal injury attorney at Miller and Falkner about your injury or the wrongful death of a loved one to receive a free initial consultation. Let us put our experience to work for you.
The Law Governing Motor Vehicle Accidents
Generally, state laws on negligence state that people must operate automobiles with “reasonable care under the circumstances.” Negligence occurs when a person fails to use this reasonable care. Consequently, negligently operating a vehicle may require the negligent driver to pay for any damages to either person or property that their negligence caused. The plaintiff in this situation is the injured driver. The plaintiff must prove that the defendant (the other driver) was being negligent and that this negligence was the true cause of the accident. Also important is the issue of causation. The plaintiff must prove that the accident was the cause of the plaintiff’s injuries.
If you have been involved in a motor vehicle accident in Kentucky or Indiana you must not hesitate to call an experienced personal injury attorney at Miller and Falkner. We will strive to counsel your needs and protect your best interests.
Injuries and Compensation
An attorney at Miller & Falkner can help you obtain the money you deserve. Our experience in automobile accident damages in Kentucky and Indiana is essential in assuring you are in the best possible position to be compensated for your loss. An individual may bring a claim or a lawsuit after being injured in an automobile accident in order to recover the actual expenses associated with property damage (including your car damage), medical costs, economic damages (loss of wages), as well as emotional and physical pain and suffering. Litigation involving automobile accidents can be extremely complex. Retaining an attorney from Miller & Falkner will help you ensure that you receive the compensation you deserve.
The Dos and Don’ts in Dealing with an Insurance Company
After an accident, the first person most individuals speak with regarding their claim in an insurance adjuster. This adjuster may be from their own insurance company or the company of the at-fault driver. Insurance adjusters try to contact injured individuals immediately before they have had the opportunity to speak with a personal injury attorney. Therefore, if speaking with an insurance adjuster prior to obtaining and consulting with counsel, it is important to following the basic “Do’s and Don’ts in Dealing with an Insurance Company.”
Uninsured and Underinsured Motorists
While liability insurance is required by state law in Kentucky and Indiana, many drivers cannot afford to purchase insurance or can only afford to carry the state minimum insurance which can be insufficient to cover your damages. Uninsured motorist coverage is a form of insurance you can purchase that pays for bodily injury resulting from an accident with a driver who is legally responsible for the injuries, but has no liability coverage. Your insurance company will "step into the shoes" of the driver that caused the motor vehicle collision and pay on your claim.
Underinsured motorist coverage will supplement any liability insurance of the at-fault driver and cover expenses and damages from an accident that exceed the coverage of the at-fault driver’s liability insurance. If you have been involved in a car accident and the other driver had minimal insurance coverage ($25,000 per person / $50,000 per occurrence is the minimum coverage in Kentucky), you may have an underinsured motorist claim.
If you have been involved in an accident with an uninsured or underinsured driver in Kentucky or Indiana, it is important that you contact an attorney at an experienced personal injury law firm like Miller and Falkner immediately so you do not waive valuable legal rights.